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A Universal life insurance is a type of permanent life insurance where the portion of the premium over the cost of coverage is credited to the policy cash value. Certain people see it as a good alternative to both term life and whole life insurance because the policy life is much longer than a regular term life while it is more affordable than a traditional whole life insurance policy. It builds however less cash value than the whole life. This coverage might be very suitable for someone who is over the age of getting term life coverage, but cannot afford at the same time the whole life insurance cost.
Regardless of your situation, we are here to assist you. We simply need to hear from you. Simply, go ahead and submit your online quote request or give us a call. We will be more than happy to work with you until your coverage needs are completely satisfied.
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