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Proposed Changes to Florida’s Auto Insurance Requirements

Recently the Florida House voted 88 – 15 to repeal Florida’s Personal Injury Protection (PIP) system.

Under House Bill (HB19) drivers would be required to purchase bodily-injury liability coverage at $25,000 per person and $50,000 per accident.

The Senate proposal (SB 150) would replace the PIP system in 2019 requiring all drivers to carry bodily injury coverage of $20,000 per person and $40,000 per accident as well as mandatory medical payment coverage (MedPay), of $5,000. Coverage would increase to $30,000 per person and $60,000 per accident after three years.

What does this mean for you? A likely increase in your premium depending upon on the area in which you live. Give us a call or schedule a meeting with one of our insurance agents to review your current auto insurance policy.